How it works for consumers
Bring your government issued ID
Use direct deposit of your salaries, debit/credit card or cash
Use at any CaribePay Merchant
Note: No bank account required to sign up or use the CaribePay cash card. Get one for you and one for your child. Let your employers transfer some of your salary directly to your CaribePay card and go 100% cashless today!
A consumer becomes a CaribePay member by opening an account with CaribePay in St. Kitts or Nevis. The member then receives a CaribePay card and access to their online account.
To use your card, load funds onto it. It's as simple as “topping up” a mobile phone.
Members top up with checks, direct deposits of payroll, transfers from PayPal, debit card, cash or transfers from other CaribePay members.
With a loaded CaribePay card, the member pays for goods and services at local business such as supermarkets, buses, barbers, bakeries, utility companies, and more.
Each member also gets an online account that can be used to transfer funds to anyone else or pay utility bills including electric, phone, water, CableTV, and more.
When the funds on the CashCard gets low, just top-up to continue using the Card."